— PhilPro Insurance Agency

Renters Insurance

Safeguard your belongings

Whether it’s for a flat-screen TV you just bought, the latest laptop computer or your favorite living room chair that’s your haven for binge-watching on, renters insurance safeguards your belongings in case of theft and fire or some other covered loss. Along with covering your cherished possessions, it can also take care of medical expenses and legal defense costs if someone gets hurt on a property you lease. If you rent an apartment, condo or house, renters insurance gives you the peace of mind you need to feel at home.

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Phil-Pro
Renters Insurance

Our mission is to provide tailored insurance solutions with integrity, innovation, and a commitment to your peace of mind and security.


Get the renters policy that is right for you.

Renters have a unique set of insurance needs. What happens if there's a fire and your couch gets damaged? You may not be able to replace it, but with the right coverage you’ll be reimbursed for its current value. What happens if your house guest slips and suffers a back injury? Insurance can cover their medical expenses and any resulting legal action.

No matter what rental insurance issue arises, we'll be there when you need us most, ready to lend a helping hand. Take a moment to review some of the coverages1 we offer before getting an online renters insurance quote or speaking to your Phil-Pro Insurance agent about a renters policy. You'll be glad you did.

Personal Property

Provides coverage for your household items in the event of a fire, theft, or other covered loss.


Additional Personal Property

Provides additional coverage for antiques, fine art, jewelry, and other valuables.


Personal Liability Protection

Pays for bodily injury or property damage caused to others as a result of a covered incident.

Guest Medical Protection

Pays medical expenses for your guests who are accidentally injured on your property.


Workers’ Comp Coverage

Pays medical expenses for your personal part-time employees — e.g., nannies or maids — who are injured on the job.


Expertise Matters

Choose PhilPro for industry expertise, guiding you to the right coverage with personalized attention.

Transparent Solutions

PhilPro ensures clarity and transparency, offering straightforward solutions that align with your unique needs.

Innovative Protection

Innovate protection for peace of mind with cutting-edge solutions.

Reliability and Trust

PhilPro Insurance is synonymous with reliability and trust, offering unwavering support for your security and stability.

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Renters Insurance - Website Form

Comprehensive Solutions

Explore Our Range of Insurance Services at PhilPro.

Auto Insurance

PhilPro Auto Insurance offers comprehensive coverage for worry-free journeys. Drive confidently with flexible options tailored to your needs and budget.

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Homeowners Insurance

Protect your home and cherished possessions with PhilPro Homeowners Insurance. Our reliable coverage provides peace of mind for your most valuable asset.

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Condo Insurance

Tailored coverage for condo living. PhilPro Condo Insurance ensures your space is secure, offering protection customized to your unique needs.

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Umbrella Insurance

Extend your protection with PhilPro Umbrella Insurance. Our extra layer of coverage adds peace of mind to safeguard your assets and future.

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Commercial Auto Insurance

Keep your business moving smoothly with PhilPro Commercial Auto Insurance. Tailored coverage options ensure reliable protection for your commercial vehicles.

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Life Insurance

Secure your family's future with PhilPro Life Insurance. Our comprehensive coverage options provide financial stability and peace of mind for your loved ones.

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Renters Insurance

Affordable protection for your belongings and liability coverage. PhilPro Renters Insurance ensures peace of mind in your rental space.

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Business Insurance

Navigate business risks confidently with PhilPro Business Insurance. Our comprehensive solutions support growth, stability, and resilience for your enterprise.

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— Tailored Protection

Insurance Services Cater to Your Unique Needs.

We are here to ensure your assets are protected every step of the way. Our experience will give you confidence in each step of the process.

Auto Insurance

Homeowners Insurance

Condo Insurance

Umbrella Insurance

Commercial Auto Insurance

Life Insurance

Renters Insurance

Business Insurance

Auto Insurance

Homeowners Insurance

Safeguarding What Matters

Great Clients

Awesome Reviews

Discover the PhilPro experience through the words of our clients. From seamless claims to personalized service, our commitment to excellence shines. Read testimonials that echo our dedication to providing trustworthy insurance solutions, ensuring peace of mind and security for every client.

PhilPro Insurance surpassed expectations with seamless claims and personalized service. The peace of mind from knowing my home and family are protected is unparalleled. Thank you, PhilPro!

Laura H.

CLIENT REVIEW

PhilPro's life insurance offered flexibility and security for my family's future. Their attentive team and diverse coverage options made the decision easy. Grateful for this trusted partnership.

Michael S.

CLIENT REVIEW

PhilPro's business insurance delivers top-notch, comprehensive protection tailored to my company. Their dedication to client success sets them apart, making them my go-to choice.

Jasmine L.

CLIENT REVIEW

FREQUENTLY ASKED QUESTIONS

You Have Questions & We Have Answers.

Explore our FAQ section for comprehensive answers to your inquiries. At PhilPro Insurance, we're committed to providing clarity and ensuring you have the information you need for informed decisions.

  • Do I actually need renters insurance?

    The law doesn't typically require renters insurance as it does auto insurance, but landlords can stipulate that renters purchase insurance before they can occupy a rented property.


    Without renters insurance, you will find you are on your own when it comes to replacing items lost to theft. Take inventory of all the belongings you own, and you may find that the value adds up to tens of thousands of dollars. A renters policy will also protect against costly liability claims.

  • Does renters insurance cover the property of other people who live in my home?

    Creating your personalized renters insurance policy with a Phil-Pro Insurance agent means you’ll need to disclose the people who live with you. Phil-Pro offers an affordable endorsement that will cover anyone in your home not related to you. Otherwise, non-relatives should get their own renters policy to ensure protection of their personal items.

  • What does renters insurance cover?

    Renters insurance provides financial reimbursement to cover a tenant’s lost or damaged personal property as a result of a loss covered by your policy, such as fire, theft or vandalism. It also provides liability protection for the policyholder if a person is injured on the premises of the rental property. Liability protection also applies if your dog bites someone at the property or elsewhere, like a park. Renters insurance can also provide compensation for your living expenses if your rental unit/home becomes uninhabitable due to a covered loss.

  • Does renters insurance cover earthquake and flood damage?

    Renters insurance policies do not cover damage caused by earthquakes and floods, so you must purchase these important coverages separately. Carefully consider purchasing these additional policies, especially if you live in an area where flooding or earthquakes are common, as they cover the cost of replacing your personal belongings.

CONTACT US TODAY ↗

OUR LOCATIONS

  • PhilPro Insurance Information

    Business Phone: (516) 566-7330

    Business Email: Service@Philproagency.com

    Head Office: 1 Cross Island Plaza #213, Rosedale NY 11422

    Business Hours:

    Mon - Fri: 08:00 AM - 06:00 PM

    Sat: 08:00 AM - 05:00 PM

    Sun: Closed

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