Welcome to Phil-Pro Insurance
— PhilPro Insurance Agency
Protection starts at home
We know how important your home is to you and we want to help you make sure it's protected. A Phil-Pro policy for your home doesn't just protect your house and property, it also protects you, your guests and your belongings. With a variety of homeowners coverage options, you can rest easy knowing your home and those who live and visit there are protected when you insure with Phil-Pro.
4.5K+
Success Insurance
866+
Satisfied Clients
20+
Years of Experience
Drive with Confidence
Our mission is to provide tailored insurance solutions with integrity, innovation, and a commitment to your peace of mind and security.
When you choose Phil-Pro you’re not only getting one of America’s most trusted insurance providers, you’re also getting your own dedicated Phil-Pro agent, who will work with you to create a custom home insurance plan just for you. And there are lots of other benefits in choosing Phil-Pro.
Working with a knowledgeable agent is important when you have so many coverage choices and options.
Here are a few that we offer:
Everybody loves to save money, so we also offer a variety of discounts2 that can you save even more off of Phil-Pro’s already low rates. Take a look at these:
Expertise Matters
Choose PhilPro for industry expertise, guiding you to the right coverage with personalized attention.
Transparent Solutions
PhilPro ensures clarity and transparency, offering straightforward solutions that align with your unique needs.
Innovative Protection
Innovate protection for peace of mind with cutting-edge solutions.
Reliability and Trust
PhilPro Insurance is synonymous with reliability and trust, offering unwavering support for your security and stability.
• READY TO GET COVERED?
Reach Out to PhilPro Insurance
• Comprehensive Solutions
PhilPro Auto Insurance offers comprehensive coverage for worry-free journeys. Drive confidently with flexible options tailored to your needs and budget.
Protect your home and cherished possessions with PhilPro Homeowners Insurance. Our reliable coverage provides peace of mind for your most valuable asset.
Tailored coverage for condo living. PhilPro Condo Insurance ensures your space is secure, offering protection customized to your unique needs.
Extend your protection with PhilPro Umbrella Insurance. Our extra layer of coverage adds peace of mind to safeguard your assets and future.
Keep your business moving smoothly with PhilPro Commercial Auto Insurance. Tailored coverage options ensure reliable protection for your commercial vehicles.
Secure your family's future with PhilPro Life Insurance. Our comprehensive coverage options provide financial stability and peace of mind for your loved ones.
ASD
Affordable protection for your belongings and liability coverage. PhilPro Renters Insurance ensures peace of mind in your rental space.
Navigate business risks confidently with PhilPro Business Insurance. Our comprehensive solutions support growth, stability, and resilience for your enterprise.
— Tailored Protection
Insurance Services Cater to Your Unique Needs.
We are here to ensure your assets are protected every step of the way. Our experience will give you confidence in each step of the process.
• Safeguarding What Matters
Great Clients
Awesome Reviews
Discover the PhilPro experience through the words of our clients. From seamless claims to personalized service, our commitment to excellence shines. Read testimonials that echo our dedication to providing trustworthy insurance solutions, ensuring peace of mind and security for every client.
PhilPro Insurance surpassed expectations with seamless claims and personalized service. The peace of mind from knowing my home and family are protected is unparalleled. Thank you, PhilPro!
PhilPro's life insurance offered flexibility and security for my family's future. Their attentive team and diverse coverage options made the decision easy. Grateful for this trusted partnership.
• FREQUENTLY ASKED QUESTIONS
You Have Questions & We Have Answers.
Explore our FAQ section for comprehensive answers to your inquiries. At PhilPro Insurance, we're committed to providing clarity and ensuring you have the information you need for informed decisions.
Unlike auto insurance, you are not required by law to have a certain amount of coverage for your home. If you’re paying off a mortgage, however, the lender may require you to have homeowners insurance to protect the property from unexpected damage.
Your home is a large investment and you don’t want to lose any of its value to an unforeseen disaster, so it’s a good idea to protect it with homeowners insurance.
Several factors affect how much you pay for your homeowners insurance, and these can include:
A Phil-Pro agent can help you discover exactly what features in your home can decrease your premium, potentially saving you hundreds of dollars a year.
Unfortunately, most homeowners insurance policies don’t cover damage caused by an earthquake or a flood. You have to buy earthquake insurance and flood insurance separately. Just because these coverages aren’t included doesn’t mean they’re not important. Earthquake and flood insurance cover the cost of repairing or rebuilding your home if it’s damaged by these catastrophic events, potentially saving you hundreds of thousands of dollars.
The best way to find out how much coverage you may need is to conduct an appraisal. In addition to working with your Phil-Pro agent, we recommend hiring an independent and licensed professional every several years to calculate the cost to rebuild your home with similar quality materials. Remember, this value may be different than the actual market value of your home. Once the appraisal is completed, you will have a better understanding of how much coverage is needed to protect your investment. You should also let your agent know if you plan to make any upgrades to ensure you have the proper amount of coverage in the event disaster strikes.
A deductible is the amount you agree to pay out-of-pocket for damages before your insurance policy will pay on a covered loss. If you have a $500 deductible, for example, and your home sustains $1,000 worth of covered damages, your insurer will pay $500, which is the amount that exceeded your deductible.
OUR LOCATIONS
Business Phone: (516) 566-7330
Business Email: Service@Philproagency.com
Head Office: 1 Cross Island Plaza #213, Rosedale NY 11422
Business Hours:
Mon - Fri: 08:00 AM - 06:00 PM
Sat: 08:00 AM - 05:00 PM
Sun: Closed
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PhilPro Insurance: Your reliable partner for comprehensive coverage, affordability, and peace of mind in all situations.
1941 Wantagh Ave. Wantagh NY 11793
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