— PhilPro Insurance Agency

Condo Insurance

Customized Condo Insurance to Protect Your Assets

Condominium insurance offers more than protection for your home. It’s an investment in your happiness and future, providing coverage1 for fire, theft and other covered losses. Give your condo (and its contents) the protection it needs to provide you with peace of mind in the event of the unexpected.

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Phil-Pro
Condo Insurance

Our mission is to provide tailored insurance solutions with integrity, innovation, and a commitment to your peace of mind and security.


Coverage Just for Condo Owners

Condo owners have different needs than renters and single-family homeowners, which is why Phil-Pro Insurance created condo insurance coverage that can be tailored to your specific needs. Don’t settle for a generic condo insurance policy for your unit.


Take a look at some of the coverages we offer and get an online quote or call one of our independent Phil-Pro agents for help customizing a plan that’s just right for you.

Personal Property

Provides coverage for your household items in the event of fire, theft or other covered loss. Personal property coverage is critical, as most condo association policies don’t provide coverage for your personal belongings.


Improvements

Provides coverage for fixtures and improvements you’ve added, including cabinets, flooring and lighting as well as other free-standing structures that your condo association’s policy may not cover.


Loss Assessment

Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.


Additional Living Expenses

Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.

Personal Liability Protection

Pays for bodily injury or property damage caused to others as a result of a covered incident.


Guest Medical Protection

Pays medical expenses for your guests who are accidentally injured on your property.


Workers’ Comp Coverage

Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.


Condos Rented to Others

Provides liability and contents coverage on your condo when you rent it to others.


Expertise Matters

Choose PhilPro for industry expertise, guiding you to the right coverage with personalized attention.

Transparent Solutions

PhilPro ensures clarity and transparency, offering straightforward solutions that align with your unique needs.

Innovative Protection

Innovate protection for peace of mind with cutting-edge solutions.

Reliability and Trust

PhilPro Insurance is synonymous with reliability and trust, offering unwavering support for your security and stability.

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Comprehensive Solutions

Explore Our Insurance Services at PhilPro.

Auto Insurance

PhilPro Auto Insurance offers comprehensive coverage for worry-free journeys. Drive confidently with flexible options tailored to your needs and budget.

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Homeowners Insurance

Protect your home and cherished possessions with PhilPro Homeowners Insurance. Our reliable coverage provides peace of mind for your most valuable asset.

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Condo Insurance

Tailored coverage for condo living. PhilPro Condo Insurance ensures your space is secure, offering protection customized to your unique needs.

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Umbrella Insurance

Extend your protection with PhilPro Umbrella Insurance. Our extra layer of coverage adds peace of mind to safeguard your assets and future.

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Commercial Auto Insurance

Keep your business moving smoothly with PhilPro Commercial Auto Insurance. Tailored coverage options ensure reliable protection for your commercial vehicles.

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Life Insurance

Secure your family's future with PhilPro Life Insurance. Our comprehensive coverage options provide financial stability and peace of mind for your loved ones.

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Renters Insurance

Affordable protection for your belongings and liability coverage. PhilPro Renters Insurance ensures peace of mind in your rental space.

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Business Insurance

Navigate business risks confidently with PhilPro Business Insurance. Our comprehensive solutions support growth, stability, and resilience for your enterprise.

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— Tailored Protection

Insurance Services Cater to Your Unique Needs.

We are here to ensure your assets are protected every step of the way. Our experience will give you confidence in each step of the process.

Auto Insurance

Homeowners Insurance

Condo Insurance

Umbrella Insurance

Commercial Auto Insurance

Life Insurance

Renters Insurance

Business Insurance

Auto Insurance

Homeowners Insurance

Safeguarding What Matters

Great Clients

Awesome Reviews

Discover the PhilPro experience through the words of our clients. From seamless claims to personalized service, our commitment to excellence shines. Read testimonials that echo our dedication to providing trustworthy insurance solutions, ensuring peace of mind and security for every client.

PhilPro Insurance surpassed expectations with seamless claims and personalized service. The peace of mind from knowing my home and family are protected is unparalleled. Thank you, PhilPro!

Laura H.

CLIENT REVIEW

PhilPro's life insurance offered flexibility and security for my family's future. Their attentive team and diverse coverage options made the decision easy. Grateful for this trusted partnership.

Michael S.

CLIENT REVIEW

PhilPro's business insurance delivers top-notch, comprehensive protection tailored to my company. Their dedication to client success sets them apart, making them my go-to choice.

Jasmine L.

CLIENT REVIEW

FREQUENTLY ASKED QUESTIONS

You Have Questions & We Have Answers.

Explore our FAQ section for comprehensive answers to your inquiries. At PhilPro Insurance, we're committed to providing clarity and ensuring you have the information you need for informed decisions.

  • What does my condo association master policy cover?

    The master policy usually begins with your unit’s inside bare walls and covers everything working out, including the walls, what’s inside the walls, the property roof, elevator and lobby. You’re normally responsible for everything inside of your condo, including interior structures and fixtures, such as your bathroom, kitchen, lighting and floors.


    Some condo associations have all-in master policies that cover the outside of your building and the structural fixtures inside it. Let a Phil-Pro agent review your condo association master policy today to be sure!

  • Does condo insurance cover earthquake and flood damage?

    Condo insurance policies don’t normally cover earthquake or flood damage, so you must purchase earthquake and flood insurance separately. These coverages are extremely important. Carefully consider purchasing these additional policies, especially if you live in an area where flooding or earthquakes are common, as they cover the cost of repairing the interior of your condo and replacing your personal belongings.

  • Does condo insurance cover home businesses?

    Condo insurance is not intended to cover home businesses. Your policy does contain a limited amount of protection for property used primarily for business purposes; however, to help protect your business, speak to your Phil-Pro about adding a business insurance policy.

CONTACT US TODAY ↗

OUR LOCATIONS

  • PhilPro Insurance Information

    Business Phone: (516) 566-7330

    Business Email: Service@Philproagency.com

    Head Office: 1 Cross Island Plaza #213, Rosedale NY 11422

    Business Hours:

    Mon - Fri: 08:00 AM - 06:00 PM

    Sat: 08:00 AM - 05:00 PM

    Sun: Closed

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